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Student Life

Bank Hours
Generally, hours of operation for most banks in Raleigh are from 9 am to 5 p.m. Monday through Friday, and 9 a.m. to 12 p.m. on Saturday.

In the beginning of your stay, it is good to have traveler's checks from your home country as they are usually widely accepted. However, eventually you should open a bank account and obtain checks and a debit card (also called an ATM card), which are the most widely accepted tools of payment apart from cash.

Check Writing and Debit Cards
The most important function for a check is to pay local bills such as rent, electricity, telephone, etc. Bills are not paid at a local post office, as is the case in some European countries. When writing a check in North Carolina you will often be asked to present some form of picture identification. The most recognized is a NC driver’s license or a NC identification card. You can get either of these at the Department of Motor Vehicles (information about this is located under  "Transportation page". Many banks also have online bill payment systems.

Credit Cards
All major credit cards are widely accepted.

If you don’t have a credit card, you’ll survive, but using credit cards for payment is a widely accepted practice. You may encounter difficulties in making certain types of reservations or bookings, for example, hotels and rental cars, if you do not have a credit card. In such cases, a credit card number is usually required to confirm your reservation. 

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